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Does Homeowners Insurance Cover Full Floor Replacement in Scottsdale Homes? Home / Blog Here’s the truth: Whether insurance covers your floor replacement depends on how — and why — the damage happened. In Scottsdale, where leaks from roof or plumbing issues are common, this question comes up a lot. The answer isn’t always black and […]

What Not to Say During a Scottsdale Homeowners Insurance Claim Home / Blog Here’s the thing: When your roof’s been damaged and you’re on the phone with your insurance company, what you say matters — a lot. One wrong phrase can affect whether your claim is approved or denied. Scottsdale homeowners, take note: insurance adjusters

Why Scottsdale Homeowners Need Extra Protection for Floods and Earthquakes Home / Blog Here’s a surprise for many Scottsdale homeowners: Standard home insurance doesn’t cover floods or earthquakes. Yep — even though both can (and do) happen here in Arizona, your base policy probably excludes them completely. In this post: We’ll break down why you

Dave Ramsey’s Home Insurance Advice (and How It Applies to Scottsdale Homeowners) Home / Blog Let’s be honest: Home insurance isn’t exactly exciting — until you need it. Financial expert Dave Ramsey has some well-known advice about how to choose and manage your homeowners insurance. But how does that translate to Scottsdale, where roofs bake

What You’ll Pay for Homeowners Insurance on a $500K Home in Scottsdale Home / Blog Let’s be honest: Homeowners insurance costs have been creeping up across Arizona — and Scottsdale is no exception. If you own a $500,000 home here, your premium likely looks different than it did just a few years ago. But how

Understanding the 80% Rule in Scottsdale Homeowners Insurance Home / Blog Let’s clear this up: You might think your home is fully covered by your insurance — but if you’re not meeting the 80% rule, you could be in for a nasty surprise after a claim. This rule quietly affects thousands of Scottsdale homeowners every

Homeowners Insurance Costs in Scottsdale: What to Expect for a $400K Home Home / Blog Let’s talk real numbers: If you own a $400,000 home in Scottsdale, you’re probably wondering what a fair homeowners insurance premium looks like in 2025. Between rising rebuild costs, higher property values, and unpredictable weather, Arizona homeowners are seeing steady

Is Your Roof Too Old for Insurance Coverage in Scottsdale? Here’s How to Tell Home / Blog Here’s something most homeowners don’t realize: Your roof’s age can determine whether your homeowners insurance will pay for repairs or replacement. In Scottsdale — where roofs take a beating from UV rays, heat, and monsoon storms — even

How a New Roof Can Lower Your Scottsdale Home Insurance Premium Home / Blog Here’s some good news: Replacing your roof doesn’t just protect your home — it can actually save you money on your homeowners insurance. In Scottsdale, where heat, wind, and monsoon storms constantly test your roof, insurers love seeing new, high-quality installations.

Roof Tax Credits and Rebates for Scottsdale Homeowners: What You Need to Know Home / Blog Here’s something most homeowners miss: Replacing your roof in Scottsdale might come with hidden savings — not just from energy efficiency, but from actual tax credits and rebates. Whether you’re upgrading materials, adding solar, or improving insulation, a portion